EBS Library
Research Perspective
The EBS Research Perspective is a publication which is put out less frequently than the Market Commentary, typically 2-4 times per year. The Research Perspective is designed to be more timeless in nature, and it is written by a member of the Research Group. Research Perspectives are usually 4-10 pages in length and are very detailed.

October 2009
Leading up to the financial crisis of 2007-2009, market participants had a great deal of confidence in the credit ratings agencies and their credit ratings. The October 2009 Research Perspective gives the reader an overview of how the credit ratings agencies operate. It also gives the reader EBS’s take on the importance of credit ratings in investment analysis.
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EBS Asset Management is a Registered Investment Adviser located in Dayton, Ohio.       ©2006 EBS Asset Management. All rights reserved.

Eubel Brady & Suttman Asset Management, Inc. ("EBS") is an investment adviser that is registered with the Securities and Exchange Commission (SEC) under the Investment Advisers Act of 1940 and has made notice filings in those states where required to do so. EBS does not offer its services to residents of any jurisdiction in which EBS is not currently registered and/or is not a notice filer, unless exempt. The information provided is intended for use by citizens and residents of the United States only. It is not directed to any person residing in, any citizen of, or any form of organization operating under the authority of any country or jurisdiction in which EBS is not registered as an investment adviser, unless exempt.